What Is DividendSim?
DividendSim is a dividend income simulator built for investors who want to see and understand their monthly cash flow growth. Unlike simple calculators that only estimate a static yield, DividendSim models how reinvestment, new contributions, and monthly payers compound over time — creating a clear picture of your real, growing income stream.
You can explore the live simulator and try your own portfolio scenarios anytime at https://dividendsim.com. It’s free to use and designed for both new and experienced dividend investors who want to visualize their compounding income in real time.
From Calculation to Visualization
Most dividend calculators stop at a single formula: shares × dividend × yield. DividendSim goes further. It tracks your actual tickers, prices, and dividends over time, showing how each reinvested payout adds new shares — and how those shares earn more income the next month. It’s the same math many investors keep in spreadsheets, but presented in a clean, interactive dashboard that makes your progress easy to see.
Built for Real Income Investors
DividendSim focuses on monthly dividend payers — the core of many income portfolios. With over 80 monthly stocks and 100+ ETFs preloaded (and growing), the app automatically updates prices and dividend data daily. Investors can enter their tickers and amounts manually, then watch how their projected income evolves month by month.
“The goal isn’t to time the market — it’s to build reliable income that grows through every market cycle.”
Reinvestment That Works for You
DividendSim includes the option to simulate DRIP (dividend reinvestment) and recurring monthly contributions. When prices dip, reinvestment buys more shares — boosting future income. When markets rise, you see the benefit reflected in portfolio value. Either way, your chart moves upward, offering perspective and calm during market swings.
Track, Plan, and Stay Consistent
For many investors, the most satisfying moment comes when their projected monthly income passes a milestone: $80 becomes $90, then $220 over time. DividendSim makes that journey visible — showing the impact of patience, compounding, and consistent investing.
A Tool Designed by Investors
DividendSim was built with the everyday investor in mind — people who track their portfolios, reinvest their dividends, and want a simple way to visualize long-term growth without relying on guesswork or spreadsheets. The goal is to turn data into motivation: a dashboard that shows how your decisions today shape tomorrow’s income.